Online Payday Loans Near Me in Fairfield, CA

So, do you urgently need a short-term loan in Fairfield? Know that you always have a choice:

apply for a loan online (advantages),
find a direct lender near you (list).

Payday Loans Online 24/7 [Fairfield]

What are the main benefits?

Fast: instant application review and approval in a few minutes.
Easy: short form and minimal requirements for the borrower.
Anytime: applications accepted 24 hours a day, 7 days a week.
Short-term loans: up to $1,000.
Installment loans: up to $5,000.
Transparent terms: no hidden or additional fees.
Safe: personal information is 100% protected (SSL).
Any credit score: including no and bad credit history.

Locations served:

Postal Codes & ZIP Codes: 94533, 94534, 94535, 94585
Area Codes: 707

List of Direct Lenders in Fairfield, California (or nearby)

Company	Phone	Address	ZIP
OneMain Financial	+1 707-425-6471	3336 N Texas St I, Fairfield, CA	94533
5 Star Car Title Loans	+1 707-730-4259	1908 N Texas St #D, Fairfield, CA	94533
Montana Capital Car Title Loans	+1 707-240-4532	870 E Travis Blvd Ste G, Fairfield, CA	94533
Golden 1 Credit Union	+1 877-465-3361	1380 Holiday Ln D, Fairfield, CA	94534
Patelco Credit Union	+1 800-358-8228	3101 Travis Blvd A, Fairfield, CA	94534
Valley Strong Credit Union	+1 800-221-3311	1499 Oliver Rd, Fairfield, CA	94534
Travis Credit Union	+1 707-449-4000	2570 N Texas St, Fairfield, CA	94533
Mariner Finance	+1 707-344-9572	258 Sunset Ave Ste B, Suisun City, CA	94585
Check Into Cash	+1 707-434-9707	131 Sunset Ave Ste H, Suisun City, CA	94585
Advance America	+1 707-422-1422	288-H Sunset Ave, Suisun City, CA	94585

Basic Information You Need to Know

Short-term loans provide a quick financial solution for those in need of immediate cash. In Fairfield, California, these loans cater to various financial emergencies and are characterized by specific terms and conditions.

Loan Terms, Amount, Rates and Fees in Fairfield, CA, USA

Loan Terms: Short-term loans in Fairfield typically range from a few weeks to several months with repayment required in a lump sum or installments.
Loan Amounts: Borrowers can usually request amounts from 100 to 300, depending on the lender and the applicant’s financial situation.
Interest Rates: Rates can vary widely. It’s common to see APRs ranging from 200% to 600%, making it crucial for borrowers to understand the cost of borrowing.
Fees: Apart from interest, lenders may impose administrative fees, service fees, and late payment penalties. Always review the terms before committing.

About Payday Loans Online and Near Me (In Store)

Payday loans are prevalent in Fairfield, offering quick cash solutions both online and in-store.

Online Payday Loans: These loans can be applied for easily through various lender websites. The process is usually fast, requiring minimal documentation, and funds can be deposited into your account as soon as the next business day.
In-Store Payday Loans: Local storefronts in Fairfield provide walk-in options for those preferring face-to-face interactions. Borrowers can typically receive cash on the spot, but must visit the lender’s location during business hours.

Short-Term Credit Regulatory Authority in Fairfield, California

In Fairfield, short-term loans are overseen by state regulations set by the California Department of Financial Protection and Innovation (DFPI).

Licensing: All lenders must be licensed to operate in California, ensuring borrower protection.
Regulations: The DFPI enforces laws pertaining to interest rates, fees, and loan terms, aimed at promoting transparent lending practices. Additionally, borrowers can file complaints against lenders who violate these regulations.

Understanding these aspects of short-term loans in Fairfield, CA can help borrowers make informed decisions when seeking financial assistance.