Payday Loans in Fremont, California, USA:
Instant Approval Money (Online) & Cash Advance Lenders (Stores).
No fax needed :: No hidden fees :: Bad credit OK :: Same day loans
"FREMONT, CA, USA"
Founded - 1956 (23 Jan)
| The median income for a Household: 99,169 $
| The median income for a Family: 108,137 $
| Population - 221,106
| Area - 88 square miles
| Wikipedia Page:
Household Income which has most of the residents of the city: Between 100,000 $ and 150,000$ (23,0%)
1. OnLine (24 Hours): Get up to 1000$ payday loan (Low Interest)!
|Work & Live in USA||Be 18+ years||Have a bank account||Have a email|
We are working every day, every hour and every minute for You! Holiday? Don't worry! Your application will be processed as soon as possible (usually a loan approval can take up to 5 minutes!).
300 Direct Lenders
You fill out only one application and hundreds of credit companies get it immediately! Due to the high competition among lending institutions You can get low interest rate on payday loan in Fremont (CA)!
Faxless & Bad credit OK
You will not be asked to fax any documents. We do not perform meticulous credit checks. People with bad credit or no credit history at all can still qualify for loans!
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All of Your personal information will be safe (we use 256-bit SSL secure online form).
Quick Money deposit
Apply now and the money will be deposited to Your bank account today!
2. OffLine: Loan store
Direct Lender: "Cash Now Fremont"
Company Address: 38790 Paseo Padre Pkwy, Fremont, CA 94536, USA
Company Phone: 1-510-797-7201
Reviews of company (only real):
|Name: John Dang||Company rating: 5/5|
I live in Fremont, and I was in many financial institutions of the city to get the down payment. I must say that the people who work in CashNowFremont were very friendly to me. Employee Stan helped me to understand all the intricacies and seems he to care more about me than about profit. This attitude always surprises me :) I wish the further prosperity of the company!
|Name: Alice Gifford||Company rating: 1/5|
Terrible staff work here (at least I came across just such). He raised his voice for no reason. I was refused a loan for the reason that I recently changed jobs. What is this? I did not sit at home doing nothing! I immediately found a new job. But they refused me to grant me a pitiful $ 300. Who then takes loans here? Rich and successful people? Nonsense ...
You can also visit the loan store in another city (next to you)!
|№||City / State||Postal code||Distance||Company Title||Reviews|
|1.||Hayward / CA||94544||12,3 miles||"5 Star Loans Hayward"||Read|
|2.||San Mateo / CA||94403||25 miles||"Money Express"||Read|
|3.||Santa Clara / CA||95050||18,7 miles||"Provident Payday Loans"||Read|
|4.||San Jose / CA||95126||21,9 miles||"Cash 1"||Read|
|5.||Daly City / CA||94014||41,1 miles||"California Budget Finance"||Read|
Useful financial advice ...
"Auto Repair Shop Business": How to Get Started
With car ownerships increase with every passing year, there are more than 250 million cars in the U.S. alone. With that, also come many business opportunities related to the auto industry. One of the most lucrative ones is the auto repair business.
To start, you'll need experience as a technician, or you can simply hire technicians and handle the business side of things. Managed properly, this business can turn into a profitable one with scalability potential. On the other hand, if you're an experienced technician, it's a good idea to partner up with someone who can handle the managerial. The most common mistake people made is they can't differentiate technical expertise with a managerial expertise. Both are valuable for this, and any business, and it's very rare that someone possesses both.
Interested to start this business?
Here are some pointers to help get you started:
1. Startup Cost
For a basic auto repair shop, you will need around $15,000-25,000 for tools and equipment, $5,000 for insurance, $5000 for lift installation, and six months of rent cost, which will vary depending on your location. In total, you can start with around $50,000 outside operational expense like spare parts, labor cost, etc.
2. Location, location, location
Determine how you choose an auto repair shop.Most of the time it's either a) you go to the place you already frequented and b) you choose the nearest one when a car malfunction happen. Due to that reason, the location of your business will be very important. Most car's failed to start after parking, so choose a place with a dense residential area or big parking lots like shopping malls and department store. Research for the number of vehicles roughly 20 miles around your geographical area,
3. Stocking Spare Parts
Some spare parts are needed to be in store, yet some can devalue quickly or simply too expensive to stock. You'll need to determine which are which, and stock only items that are frequently used like lubricants, fan belts, etc. Other more expensive items can be bought on a case by case basis, but make sure you have a ready supplier of whom you can buy quickly when needed.
On the other hand, you should maintain spare part cost not higher than 70% of sales price, outside your service fee. The optimal cost should be around 30%-50%, but sometimes it's hard to maintain for certain items. Research your competitor's pricing strategy to get a better picture of the market.
4. Labor Costs
Since this business is relatively labor heavy, you have to make sure the labor cost doesn't overwhelm you in the end. The healthy labor cost of this industry is around 15%-25% of your projected revenue.
The average people will spend around $1,000 in a year for car repair (including insurance coverage). Meaning, on average they'll spend $83.3 monthly. Assuming you can get 20 cars repaired a month, you can earn $1,600 with that assumption, or $20,000 annually.
Of course, you shouldn't aim for only 20 cars a month. An average performing auto repair garage in a decent area can get 100 customers each month, even more for top performing ones.
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