Payday Loans in Torrance, California, USA:
Instant Approval Money (Online) & Cash Advance Lenders (Stores).
No fax needed :: No hidden fees :: Bad credit OK :: Same day loans
"TORRANCE, CA, USA"
Founded - 1921 (12 May)
| The median income for a Household: 76,082 $
| The median income for a Family: 90,922 $
| Population - 147,839
| Area - 21 square miles
| Wikipedia Page:
Household Income which has most of the residents of the city: Between 100,000 $ and 150,000$ (20,0%)
1. OnLine (24 Hours): Get up to 1000$ payday loan (Low Interest)!
|Work & Live in USA||Be 18+ years||Have a bank account||Have a email|
We are working every day, every hour and every minute for You! Holiday? Don't worry! Your application will be processed as soon as possible (usually a loan approval can take up to 5 minutes!).
300 Direct Lenders
You fill out only one application and hundreds of credit companies get it immediately! Due to the high competition among lending institutions You can get low interest rate on payday loan in Torrance (CA)!
Faxless & Bad credit OK
You will not be asked to fax any documents. We do not perform meticulous credit checks. People with bad credit or no credit history at all can still qualify for loans!
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All of Your personal information will be safe (we use 256-bit SSL secure online form).
Quick Money deposit
Apply now and the money will be deposited to Your bank account today!
2. OffLine: Loan store
Direct Lender: "Money Mart"
Company Address: 3025 Artesia Blvd, Torrance, CA 90504, USA
Company Phone: 1-310-516-6911
Reviews of company (only real):
|Name: Angela Fang||Company rating: 4/5|
Friendly staff helped me to get a $ 400 payday loan fast! The whole process took less than 60 minutes. There were no lines and I felt comfortable in this place. Employee told me that the next time they will offer me better terms on the loan till payday (when re-treatment). If I need cash, I will come here again.
|Name: Trevor Martin||Company rating: 2/5|
They took the $ 30 fee for cashing a check! I did not expect that the commission can be so much ... When I said I want to give up this service, the employee said that it's postural already, as she has already started the process. I will never come to this store again! It is better to go to the bank in another city than go here.
You can also visit the loan store in another city (next to you)!
|№||City / State||Postal code||Distance||Company Title||Reviews|
|1.||Long Beach / CA||90805||15,1 miles||"Moneytree"||Read|
|2.||Inglewood / CA||90302||11,2 miles||"The Check Cashing Place"||Read|
|3.||Downey / CA||90242||17 miles||"Speedy Cash"||Read|
|4.||Fullerton / CA||92833||26,9 miles||"Cashback Loans"||Read|
|5.||Los Angeles / CA||90063||23,6 miles||"Speedy Cash"||Read|
Useful financial advice ...
"Flour Milling Business": How to Get Started
As previously mentioned, most new entrepreneurs, especially the younger ones, tend to overlook agriculture as a viable business prospect. Many factors can be considered, such as the size of the land normally required, the unsophisticated perception of the industry, and many more.
However, many agricultural prospects are highly viable for small businesses, and can be a very exciting business in the long run. One such opportunity is to start a flour milling business, which can be started by a relatively low startup investment, required a fairly small space of land,and have a high-profit margin ensuring healthy profitability.
Your target market? The massive baking industry. Approach your local bakers, sandwich shop, and restaurant for your home-made flour. You can get the necessary wheat, corn, millet or cassava from local farmers, buying in bulk to save costs.
Interested to start this business?
Here are a few things to help get you started.
1. Startup Investment
If you plan to start at home, you can start with flour milling machines, and will only cost you below $1,000. If you don't have the required space at home, however, you will need to rent a small space. The rent cost can vary with your location, however, because a good location is not such a necessity, you can simply opt for the cheapest option available. Buying the necessary ingredients like wheat or corn will depend on your scale, but it is sufficient to start with $2,000.
2. Permits and Licenses
Depending on your locations, you might need a special zoning permit if you plan to make this a home-based business. Other permits may also be required, as different locations have different business regulations. Consult your local authorities for a better information regarding required license or permit.
If you plan to sell your flours as a pre-packaged product, you will need a license from the health department. However, this can increase your credibility as well as marketability.
As mentioned, restaurant, bakery, sandwich shop, as well as local grocery will be your potential target market. Approach them with your business proposal and product sample. This industry is highly price sensitive, so make sure to research the current price condition of the market, as well as assessing your manufacturing and operational cost.
4. The Process
Many resources are available for milling process, but in general, it will consist of cleaning, separation, grading, tempering, and the grinding process itself. Make sure to do enough research to ensure the quality of your product, as well as maintaining the cost efficiency of the business.
The profit margin for this kind of commodity can be quite low, so you have to focus on production capacity while maintaining cost as low as possible without compromising quality. One of the keys to success is to negotiate the best price for raw ingredients.
The average flour price is $0.5 per lbs, meaning a ton of production will earn you $1000. If you can manage to sell 5 tons a month, you can earn $5,000 each month or $60,000 annually.
As your business established, you can opt to expand for a bigger production capacity, increasing your earning potential.
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