Payday Loans in Des Moines, Iowa, USA:
Instant Approval Money (Online) & Cash Advance Lenders (Stores).
No fax needed :: No hidden fees :: Bad credit OK :: Same day loans
"DES MOINES, IA, USA"
Founded - 1851 (22 Sep)
| The median income for a Household: 44,862 $
| The median income for a Family: 54,987 $
| Population - 210,638
| Area - 83 square miles
| Wikipedia Page:
Des Moines, IA
Household Income which has most of the residents of the city: Less Than 15,000$ (14,5%)
1. OnLine (24 Hours): Get up to 1000$ payday loan (Low Interest)!
|Work & Live in USA||Be 18+ years||Have a bank account||Have a email|
We are working every day, every hour and every minute for You! Holiday? Don't worry! Your application will be processed as soon as possible (usually a loan approval can take up to 5 minutes!).
300 Direct Lenders
You fill out only one application and hundreds of credit companies get it immediately! Due to the high competition among lending institutions You can get low interest rate on payday loan in Des Moines (IA)!
Faxless & Bad credit OK
You will not be asked to fax any documents. We do not perform meticulous credit checks. People with bad credit or no credit history at all can still qualify for loans!
Safe & Secure Form
All of Your personal information will be safe (we use 256-bit SSL secure online form).
Quick Money deposit
Apply now and the money will be deposited to Your bank account today!
2. OffLine: Loan store
Direct Lender: "EZ Money Check Cashing"
Company Address: 1238 E 14th St, Des Moines, IA 50316, USA
Company Phone: 1-515-262-2552
Reviews of company (only real):
|Name: Nick Woods||Company rating: 4/5|
Interest rate is average for this type of credit (loan till payday) in this place. Be prepared to pay a premium much or give up the idea of short-term loans. Try to take a personal loan for someone of his relatives (husband, wife, father, mother, etc.), if you are 100% sure that you can pay it in time.
|Name: Karen Mitchell||Company rating: 2/5|
I called them beforehand and asked if I can get a loan without formal employment? Lovely girl said that this is possible. When I came to them, they rejected my application for this reason. I said that I have an unofficial, but a regular income. But the manager said that they can not change their decision.
You can also visit the loan store in another city (next to you)!
|№||City / State||Postal code||Distance||Company Title||Reviews|
|1.||Cedar Rapids / IA||52404||112,8 miles||"Check Into Cash"||Read|
|2.||Davenport / IA||52804||164,1 miles||"Hometown Cash Advance"||Read|
|3.||Omaha / NE||68134||143,9 miles||"EZ Money Check Cashing"||-|
|4.||Lincoln / NE||68507||181,8 miles||"Paycheck Advance"||-|
|5.||Kansas City / MO||64119||188 miles||"American Payday Loans"||-|
Useful financial advice ...
Starting Your "Lawn and Gardening Business"
The green industry is a multi-billion dollar industry of more than $70 billion annual revenue. Of that, the landscaping and lawn services sector alone generates more than $40 million in annual revenue. If you have the passion, and the knack of gardening, this is a massive opportunity for you.
However, the competition is also tight with approximately 15,000 landscape service providers in the US. Therefore, it's important to create your identity and value to attract more customers. If you can maintain credibility, quality, and growth, the opportunity for expansion is limitless and can generate you millions in revenue.
Want to start your own landscaping business?
Then here are some notable considerations to get you started:
1. Startup Investment
Provided you already got a proper transportation, you can start the business with as low as $10,000. Most of your expenses will go to equipment such as hedge trimmer, chainsaw, blower, lawnmower, boots, gloves, glasses, etc., and supplies like fertilizer and chemicals. Decide what types of services you will be providing, and adjust your equipment purchase accordingly.
2. Licenses and Permit
Depending on your location, you may need to qualify for permits and licenses before starting the business. Some states in the U.S. will require landscape contractor license. If you plan to sell plants, you might also need special state nursery license. Consult your local authorities to get a clearer picture.
As you will be dealing with chemicals like fertilizers and pesticide, and will be working on other people's property, getting yourself and your business insured might be a good idea. Make sure you are also protected from claims, as well as protection on yourself and equipment from accidents and damages.
4. Estimating and Pricing
To help with your estimation, you might want to consider some software dedicated for landscapers (LandPro, CLIP, etc.). With experience and knowledge, your art of estimation will hone itself. You can charge your services by the hour, by square feet, or flat race with each service. Make sure you calculate all costs and expenses before setting your price.
It's a good idea to set a revenue goal before setting your prices. For example, if you set a $50,000 annual revenue as a goal, then you will need to make $4,167 a month. Divide that by your intended working hours per month and you can get your hourly rates. For a 40-hour workweek, you'll need to charge $26,04 hourly rate to hit your $50,000 target.
A lot of established lawn and gardening services are available for franchising. Although it might be costly, it will indeed save time and will help with your initial reputation at the start. If you are considering getting a franchise license, make sure you do enough research about the brand before deciding one.
The average earning of a small landscaping business is around $30,000 annually in the first year. A good finding we found is that after a few years, the business can grow to an average of $200,000 in annual earning without expansion.
This shows the business has a lot of organic growth potential, and as your reputation and client base increases over the years, you will earn more. Perseverance is key!
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