Payday Loans in Virginia Beach, Virginia, USA:
Instant Approval Money (Online) & Cash Advance Lenders (Stores).
No fax needed :: No hidden fees :: Bad credit OK :: Same day loans
"VIRGINIA BEACH, VA, USA"
Founded - 1952 (Aug)
| The median income for a Household: 65,980 $
| The median income for a Family: 76,220 $
| Population - 454,261
| Area - 497 square miles
| Wikipedia Page:
Virginia Beach, VA
Household Income which has most of the residents of the city: Between 100,000 $ and 150,000$ (17,0%)
1. OnLine (24 Hours): Get up to 1000$ payday loan (Low Interest)!
|Work & Live in USA||Be 18+ years||Have a bank account||Have a email|
We are working every day, every hour and every minute for You! Holiday? Don't worry! Your application will be processed as soon as possible (usually a loan approval can take up to 5 minutes!).
300 Direct Lenders
You fill out only one application and hundreds of credit companies get it immediately! Due to the high competition among lending institutions You can get low interest rate on payday loan in Virginia Beach (VA)!
Faxless & Bad credit OK
You will not be asked to fax any documents. We do not perform meticulous credit checks. People with bad credit or no credit history at all can still qualify for loans!
Safe & Secure Form
All of Your personal information will be safe (we use 256-bit SSL secure online form).
Quick Money deposit
Apply now and the money will be deposited to Your bank account today!
2. OffLine: Loan store
Direct Lender: "Easy Money Group"
Company Address: 5700 Cleveland St # 301, Virginia Beach, VA 23462, USA
Company Phone: 1-757-493-0333
You can also visit the loan store in another city (next to you)!
|№||City / State||Postal code||Distance||Company Title||Reviews|
|1.||Norfolk / VA||23504||19 miles||"First Virginia"||-|
|2.||Chesapeake / VA||23324||21,1 miles||"Money Mart"||-|
|3.||Hampton / VA||23666||32,8 miles||"Virginia Cash Advance"||-|
|4.||Newport News / VA||23605||37,4 miles||"Money Mart"||-|
|5.||Richmond / VA||23223||105,5 miles||"Check Into Cash"||-|
Useful financial advice ...
"How to Collect Personal Loan From Your Debtors"
Loaning other people is a common practice, especially in days when your financial situation is great, and you have excessive spare to help others in need. However, it's also common occurrences that people sometimes won't pay back their loans, and sometimes it can become a big problem for both parties.
The problem is often further complicated by the fact that commonly, we didn't have any written contract to pursue legal actions, and forcing the people who owe us money to pay can be a stressful task.
However, there are some strategies you might consider doing to force the other party to pay their loan back. Here are some ideas:
Although seemingly obvious, many lenders are hesitant to ask for a payment for various reason, decide whether you've given them enough time to pay back and whether you still trust them so that you can receive payment without asking.
If you think it's time to ask, do so, and if they refuse or delay payment, tell them that you're okay to give more time as long as they are committed, agree on an installment if necessary. Sometimes a clear communication is the only necessary thing to do.
2. Be Forceful
If asking politely is not working anymore, and they keep refusing or delaying payments (by making excuses), you'll need to be more direct to your approach. Let them know that you are not willing to negotiate further, and use serious language that you'll need to make arrangements directly.
Also, include clear consequences for not paying, and let them know your plans if you still can't receive payments. Some of the notable steps you can follow as their consequences are below:
3. File a Lawsuit
Depending on your location, you might be able to file a claim in your small claims court without any legal contract (if you have a contract binding you and the borrowing party, great!)
Decide whether the amount owed is worth the time (and possible additional money) spent for filing the lawsuit.
4. Hiring a Collection Agency
If you want to avoid going to court, you can hire a third party to let the debtor knows you are serious and can save your time in demanding payments directly.
However, a collection agency can charge as high as 50% of the money owed as payment of their services. So decide whether it's worth it.
Bottom Line: Things You Shouldn't Do
Remember that there are certain things you shouldn't do when asking for a loan payment, as it can be deemed illegal in your location. Check your state's law for a better information, but generally, these are the things you should avoid:
- Adding additional (unreasonable) interests and fees
- Calling or visiting at unreasonable hours
- Telling the debtor's employer about the loan
- Lying about the amount of the debt
- Making threats (especially false ones)
Be direct, but keep yourself well-mannered, after all, the person who owed you might use to be a close friend or even a family member.
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