Online Payday Loans Near Me in Pasadena, CA

Online Payday Loans Near Me in Pasadena, CA

So, do you urgently need a short-term loan in Pasadena? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Pasadena]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 91101, 91103, 91104, 91105, 91106, 91107, 91108, 91109, 91110, 91115, 91116, 91117, 91121, 91123, 91124, 91125, 91126, 91129
  • Area Codes: 626

List of Direct Lenders in Pasadena, California (or nearby)

Company Phone Address ZIP
Oportun +1 626-773-8753 1281 N Lake Ave, Pasadena, CA 91104
Continental Currency Services +1 626-564-0712 447 E Orange Grove Blvd, Pasadena, CA 91104
Kash 911 +1 323-843-4000 3219 E Colorado Blvd, Pasadena, CA 91107
Montana Capital Car Title Loans +1 626-658-3454 279 S Rosemead Blvd, Pasadena, CA 91107
In & Out Cash +1 626-585-1941 328 S Rosemead Blvd, Pasadena, CA 91107
Crown City Loan & Jewelry +1 626-793-5404 65 E Colorado Blvd, Pasadena, CA 91105
E Central Credit Union +1 626-799-6000 990 S Fair Oaks Ave, Pasadena, CA 91105
ACE Cash Express +1 323-344-4242 5136 N Figueroa St, Los Angeles, CA 90042
OneMain Financial +1 323-540-4920 4927 Eagle Rock Blvd, Los Angeles, CA 90041
ACE Cash Express +1 626-289-0152 1700 W Valley Blvd, Alhambra, CA 91803

Basic Information You Need to Know

Short-term loans have become a convenient financial solution for many residents in Pasadena, California. Understanding the nuances of these loans can help borrowers make informed decisions.

Loan Terms, Amount, Rates and Fees in Pasadena, CA, USA

In Pasadena, short-term loans typically range from 100 to 300 for payday loans and up to 5000 dollars for installments, with repayment terms varying between 2 weeks to 12-24 months. The interest rates for these loans can vary widely based on the lender and borrower’s creditworthiness but generally fall between 10% to 400% APR. Additionally, fees such as application fees, origination fees, and late payment charges may apply.

Small Loan Online vs Cash Advance Near Me In-Store

Small Loan Online:

  • Convenience: Accessible 24/7, allowing for easy applications from home.
  • Speed: Funds can often be deposited within 24 hours.
  • Less Documentation: Online lenders typically require minimal paperwork.

Cash Advance Near Me In-Store:

  • Immediate Access: Funds are available instantly after approval.
  • Personal Interaction: Face-to-face communication can help with understanding loan terms.
  • Local Presence: Potentially easier to resolve issues in person.

Short-Term Credit Regulatory Authority in Pasadena, California

In Pasadena, short-term loans are regulated by the California Department of Financial Protection and Innovation (DFPI). This authority ensures that lenders comply with state laws aimed at protecting consumers from predatory practices such as excessive fees and interest rates.

What Are the Late Payment Fees?

Late payment fees for short-term loans in Pasadena can vary by lender but typically range from 15 to 50 or a percentage of the unpaid balance. Borrowers should review their loan agreement carefully to understand specific penalties, which can significantly increase the overall cost of borrowing.

By staying informed about these elements, borrowers in Pasadena can navigate the short-term loan landscape more effectively.