Online Payday Loans Near Me in Huntsville, AL

Online Payday Loans Near Me in Huntsville, AL

So, do you urgently need a short-term loan in Huntsville? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Huntsville]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 35801, 35802, 35803, 35804, 35805, 35806, 35807, 35808, 35809, 35810, 35811, 35812, 35813, 35814, 35815, 35816, 35824, 35893, 35894, 35895, 35896
  • Area Codes: 256, 938

List of Direct Lenders in Huntsville, Alabama (or nearby)

Company Phone Address ZIP
Advance America +1 256-852-0451 3503 N Memorial Pkwy Ste G, Huntsville, AL 35810
LendNation +1 256-852-8748 2615 Memorial Pkwy NW Stes A&B, Huntsville, AL 35810
Quick Cash Loans +1 256-539-9736 2327 Memorial Pkwy NW #A, Huntsville, AL 35810
Total Vision Payday Advance +1 256-534-3130 1402 Memorial Pkwy NW, Huntsville, AL 35801
Check `n Go +1 256-519-9320 700 Pratt Ave NE C, Huntsville, AL 35801
World Finance +1 256-361-1027 1407 Memorial Pkwy NW Ste 20, Huntsville, AL 35801
World Finance +1 256-858-0600 3503 Memorial Pkwy NW Ste A, Huntsville, AL 35810
Alabama Title Loans +1 256-536-0993 2901 University Dr NW, Huntsville, AL 35816
Service Loan South +1 256-384-2383 1012 Jordan Ln NW A, Huntsville, AL 35816
Easy Money +1 256-217-5980 4298 University Dr NW, Huntsville, AL 35816
Quick Credit +1 256-382-7376 4710 University Dr NW Ste 17-B, Huntsville, AL 35816
LendNation +1 256-551-0294 2714 Clinton Ave W, Huntsville, AL 35805
Advance America +1 256-533-9748 2806 Memorial Pkwy SW Ste A, Huntsville, AL 35801
Check Into Cash +1 877-244-8254 8404-A Memorial Pkwy SW, Huntsville, AL 35802
Check `n Go +1 256-883-1640 11437 Memorial Pkwy SW, Huntsville, AL 35803
Easy Money +1 256-203-7041 11713 Memorial Pkwy SW, Huntsville, AL 35803
Easy Money +1 256-203-7070 2007 University Dr, Huntsville, AL 35816

Basic Information You Need to Know

Loan Terms, Amount, Rates, and Fees in Huntsville, AL, USA

Short-term loans in Huntsville, Alabama, provide quick financial solutions for residents facing unexpected expenses. These loans typically range from $100 to $500, with repayment terms of 14 to 30 days, aligning with the borrower’s next payday. Interest rates and fees vary by lender but are regulated by Alabama state laws, which cap the maximum APR at 456% for payday loans. Borrowers should carefully review the terms, as fees can add up quickly, making it essential to understand the total cost of borrowing before committing.

Online Payday Loans

Online payday loans offer a convenient option for Huntsville residents needing fast cash without visiting a physical location. Many lenders provide instant applications, quick approvals, and direct deposit of funds, often within one business day. While online loans are accessible and efficient, borrowers should ensure they work with licensed lenders and read reviews to avoid predatory practices. Always verify the lender’s compliance with Alabama state regulations to protect yourself from excessive fees or unfair terms.

Payday Loans Near Me

For those who prefer in-person transactions, Huntsville has several payday loan stores and check-cashing services scattered throughout the city. These locations allow borrowers to apply for loans, receive cash on the spot, and discuss repayment options face-to-face. Popular areas with payday loan stores include Memorial Parkway, University Drive, and Drake Avenue. Before visiting, check the lender’s reputation and ensure they are licensed to operate in Alabama. Remember to bring necessary documents, such as proof of income, ID, and a bank account, to streamline the process.

Whether online or in-person, short-term loans can be a helpful resource for managing emergencies, but responsible borrowing and thorough research are key to avoiding financial strain.