Online Payday Loans Near Me in Inglewood, CA

Online Payday Loans Near Me in Inglewood, CA

So, do you urgently need a short-term loan in Inglewood? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Inglewood]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 90301, 90302, 90303, 90304, 90305, 90306, 90307, 90308, 90309, 90310, 90311, 90312
  • Area Codes: 310, 424

List of Direct Lenders in Inglewood, California (or nearby)

Company Phone Address ZIP
Advance America +1 310-677-7576 240 N Market St, Inglewood, CA 90301
Continental Currency Services +1 323-759-1000 2401 W Manchester Blvd, Inglewood, CA 90305
ACE Cash Express +1 310-412-3851 11121 Crenshaw Blvd, Inglewood, CA 90303
Continental Currency Services +1 323-756-1333 11220 Crenshaw Blvd, Inglewood, CA 90303
California Credit Union +1 800-334-8788 3550 W Century Blvd, Inglewood, CA 90303
5 Star Car Title Loans +1 737-260-7504 1244 S Inglewood Ave, Inglewood, CA 90301
ACE Cash Express +1 323-755-9274 11252 Normandie Ave #103, Los Angeles, CA 90044
Speedy Cash +1 310-769-0290 857 W Rosecrans Ave, Gardena, CA 90247
ACE Cash Express +1 310-572-6041 4738 Inglewood Blvd, Culver City, CA 90230
Cash Depot, Inc +1 310-676-9901 12829 Hawthorne Blvd, Hawthorne, CA 90250

Basic Information You Need to Know

Loan Terms, Amount, Rates, and Fees in Inglewood, CA, USA

In Inglewood, short-term loans typically range from $100 to $5,000 (*the maximum amount for a payday loan in California is $300), catering to urgent financial needs. The loan terms usually last from a few weeks up to several months. Interest rates vary widely, often exceeding 400% APR, which can lead to high repayment amounts. Borrowers should also be aware of additional fees such as origination and late payment fees. Understanding these costs is essential for managing your finances effectively.

About Small Loans Online or Near Me

When searching for small loans in Inglewood, borrowers have the option of applying online or visiting local lenders. Online loans offer convenience with a straightforward application process, enabling faster approvals and funding. In contrast, local lenders provide a more personalized service, which can be beneficial for those who prefer face-to-face interactions. Choosing between these options depends on individual comfort and the urgency of funds needed.

Short-Term Credit Regulatory Authority in Inglewood, California

Short-term loans in Inglewood are regulated by the California Department of Financial Protection and Innovation (DFPI). This authority ensures compliance with state laws designed to protect consumers from predatory lending practices. Borrowers are encouraged to familiarize themselves with DFPI regulations, which outline permissible interest rates and loan practices, ensuring they make informed borrowing decisions.

Do I Need a Good Credit History to Get a Payday Loan?

While having a good credit history can enhance your chances of securing a payday loan, it is not always a strict requirement. Many payday lenders in Inglewood consider factors beyond credit scores, such as income and employment status. This flexibility makes payday loans accessible to individuals with varying credit histories. However, borrowers should be mindful that lower credit ratings may result in higher interest rates.