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Online Payday Loans Near Me in Moreno Valley, CA
So, do you urgently need a short-term loan in Moreno Valley? Know that you always have a choice:
Payday Loans Online 24/7 [Moreno Valley]
What are the main benefits?
Locations served:
List of Direct Lenders in Moreno Valley, California (or nearby)
Basic Information You Need to Know
For Moreno Valley, CA residents exploring short-term loan options, understanding regulations and choices is key. Here’s a concise guide:
Loan Terms, Amount, Rates and Fees in Moreno Valley, CA, USA
Payday loans in Moreno Valley operate under California state law. The maximum loan amount is $300, inclusive of all fees and interest. Loan duration is capped at 31 days.
California law limits fees to 15 per 100 borrowed. A 300 dollars loan consequently has a maximum fee of 45. While capped, the APR (Annual Percentage Rate) remains high, often exceeding 400%, due to the brevity of the loan term. Diligently examine all fees and the complete repayment schedule.
Small Loan Online or Cash Advance Near Me (In-Store)
Consider convenience versus personal interaction.
Short-Term Credit Regulatory Authority in Moreno Valley, California
The California Department of Financial Protection and Innovation (DFPI) regulates short-term lenders in Moreno Valley. Utilize the DFPI website to verify licenses, file complaints, and access resources. Compliance with DFPI guidelines is crucial.
How Old Do I Have to Be to Get a Payday Loan?
In California, and therefore in Moreno Valley, you must be at least 18 years old to be eligible for a payday loan. You’ll also need to provide a valid government-issued ID to prove your age.