Online Payday Loans Near Me in Long Beach, CA

Online Payday Loans Near Me in Long Beach, CA

So, do you urgently need a short-term loan in Long Beach? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Long Beach]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90809, 90810, 90813, 90814, 90815, 90822, 90831, 90832, 90833, 90834, 90835, 90840, 90842, 90844, 90845, 90846, 90847, 90848, 90853, 90888, 90899
  • Area Codes: 562

List of Direct Lenders in Long Beach, California (or nearby)

Company Phone Address ZIP
ACE Cash Express +1 562-985-0482 3401 E Anaheim Street, Long Beach, CA 90804
Atlas Commercial Finance +1 562-437-0571 294 E Broadway #1160, Long Beach, CA 90802
Oportun +1 562-263-2002 730 Long Beach Blvd Ste G, Long Beach, CA 90813
Continental Currency Services +1 562-436-7078 335 E 7th Street, Long Beach, CA 90813
Lendmark Financial Services +1 562-427-3784 2296 E Carson St, Long Beach, CA 90807
Continental Currency Services +1 562-531-2320 3461 E Artesia Blvd, Long Beach, CA 90805
OneMain Financial +1 562-380-2260 1 World Trade Center Ste 630, Long Beach, CA 90831
LBS Financial Credit Union +1 800-527-3328 6457 Pacific Coast Hwy, Long Beach, CA 90803
LBS Financial Credit Union +1 800-527-3328 4436 Atlantic Ave, Long Beach, CA 90807
Montana Capital Car Title Loans +1 562-242-3833 6725 Long Beach Blvd, Long Beach, CA 90805
Pacific Cash Advance +1 310-715-1112 17952 Avalon Blvd, Carson, CA 90746
ACE Cash Express +1 562-920-4770 9000 Artesia Blvd, Bellflower, CA 90706
ACE Cash Express +1 562-920-7805 15790 Bellflower Blvd, Bellflower, CA 90706
ACE Cash Express +1 310-762-1735 3797 Martin Luther King Jr Blvd, Lynwood, CA 90262
California Cash Advance +1 562-866-2000 17161 Bellflower Blvd #3, Bellflower, CA 90706
L.A. Cash Advance +1 562-429-3200 2712 E Del Amo Blvd, Lakewood, CA 90712
Speedy Cash +1 562-920-1457 5445 South St, Lakewood, CA 90713

Basic Information You Need to Know

Loan Terms, Amount, Rates and Fees in Long Beach, CA, USA

Short-term loans in Long Beach, California, typically offer quick access to funds for borrowers in need. These loans often range from $ 100 to $ 5,000 (if we are talking specifically about “payday loans”, then according to California law, the maximum amount is $ 300), with terms varying from a few weeks to a year. Interest rates can vary significantly, often between 15% to 30% for payday loans, depending on the lender and the borrower’s creditworthiness. In addition to interest rates, borrowers should be aware of potential fees, including application fees, late payment penalties, and origination fees, which can impact the total repayment amount.

About Small Loans Online or Near Me

Small loans are increasingly accessible through online platforms, allowing residents of Long Beach to apply conveniently from home. These online lenders typically require minimal documentation and offer quick approval processes. Alternatively, local credit unions and payday loan establishments provide in-person options for those who prefer face-to-face interactions. Both solutions cater to individuals facing financial emergencies or unexpected expenses.

Short-Term Credit Regulatory Authority in Long Beach, California

In Long Beach, short-term credit is regulated by both state and local agencies. The California Department of Financial Protection and Innovation oversees payday loans and other consumer finance products, ensuring that lenders comply with state laws. Additionally, local ordinances may impose further restrictions on lending practices, including limits on interest rates and fees, aiming to protect consumers from predatory lending.

Do I Need a Bank Account for a Payday Loan?

Yes, a bank account is generally required to obtain a payday loan. Lenders usually prefer to deposit funds directly into a borrower’s account, facilitating quick access to money. Additionally, having a bank account enables lenders to withdraw repayment funds automatically on the due date. However, some lenders may offer alternative solutions for individuals without a traditional bank account, such as using prepaid cards or cash payments.