Online Payday Loans Near Me in Ontario, CA

Online Payday Loans Near Me in Ontario, CA

So, do you urgently need a short-term loan in Ontario? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Ontario]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 91758, 91761, 91762, 91764
  • Area Codes: 909

List of Direct Lenders in Ontario, California (or nearby)

Company Phone Address ZIP
ACE Cash Express +1 909-418-6981 1856 S Euclid Ave B, Ontario, CA 91762
Supreme Capital Funding +1 714-576-6027 921 N Milliken Ave #1168, Ontario, CA 91764
OneMain Financial +1 909-948-7771 3281 E Guasti Rd Ste 290, Ontario, CA 91761
Advance America +1 909-460-5958 1829 E 4th Street, Ontario, CA 91764
Oportun +1 909-743-6960 1355 E 4th Street, Ontario, CA 91764
ACE Cash Express +1 909-460-6262 658 W Holt Blvd C, Ontario, CA 91762
Montana Capital Car Title Loans +1 909-303-6230 396 E Holt Blvd, Ontario, CA 91761
OneMain Financial +1 909-579-3164 2252 S Euclid Ave Ste E, Ontario, CA 91762
Mariner Finance +1 909-256-5068 951 N Haven Ave Unit A, Ontario, CA 91764
Montana Capital Car Title Loans +1 909-275-7285 2314 S Vineyard Ave G, Ontario, CA 91761
ACE Cash Express +1 909-620-4530 1557 E Holt Ave, Pomona, CA 91767
ACE Cash Express +1 909-626-4750 740 E Arrow Hwy, Pomona, CA 91767
ACE Cash Express +1 909-946-3292 292 S Mountain Ave, Upland, CA 91786
Advance America +1 909-579-0942 1240 W Foothill Blvd, Upland, CA 91786

Basic Information You Need to Know

Loan Terms, Amount, Rates and Fees in Ontario, CA, USA

In Ontario, California, short-term loans typically range from 100 to 300 dollar (*and an installment loan up to 5000 dollars), with repayment periods varying from a few weeks to a few months. Interest rates generally depend on the lender but can often reach annual percentage rates (APRs) of 400% or more for payday loans. Additional fees may apply, including origination fees and late payment penalties. It’s crucial for borrowers to carefully review the loan agreement to understand the total cost of borrowing.

Small Loan Online or Cash Advance Near Me

Residents of Ontario can easily access small loans online or find cash advance services nearby. Many lenders offer expedited approval processes, allowing individuals to apply via their websites or visit physical locations for immediate cash in-store. Online loans may provide the convenience of receiving funds directly into a bank account, while local lenders can provide face-to-face assistance.

Short-Term Credit Regulatory Authority in Ontario, California

Short-term lending in Ontario is regulated by the California Department of Financial Protection and Innovation (DFPI). This authority oversees lending practices to ensure consumer protection, transparency, and fair treatment of borrowers. They enforce regulations governing interest rates, fees, and lending practices, helping to maintain a responsible lending environment.

Can I Pay Off My Payday Loan Early?

Yes, borrowers in Ontario, CA, are allowed to pay off their payday loans early without incurring any prepayment penalties. Early repayment can reduce the total interest paid, helping borrowers relieve financial burdens sooner. It is advisable to contact the lender beforehand to confirm the process and any necessary steps to complete the early payment.

In summary, understanding short-term loans, their terms, and regulatory aspects can empower residents of Ontario, CA, to make informed financial decisions.