Online Payday Loans Near Me in Colorado Springs

Online Payday Loans Near Me in Colorado Springs

So, do you urgently need a short-term loan in Colorado Springs, CO? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Colorado Springs]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 80903, 80904, 80905, 80906, 80907, 80908, 80909, 80910, 80911, 80913, 80914, 80915, 80916, 80917, 80918, 80919, 80920, 80921, 80922, 80923, 80924, 80925, 80926, 80927, 80928, 80929, 80939, 80951, 80962, 80977
  • Area Codes: 719

List of Direct Lenders in Colorado Springs, Colorado (or nearby)

Company Phone Address ZIP
Lendmark Financial Services +1 719-598-6362 5689 N Academy Blvd, Colorado Springs, CO 80918
ACE Cash Express +1 719-596-1166 3925 N Academy Blvd, Colorado Springs, CO 80917
Moneytree +1 719-591-0081 1508 N Academy Blvd, Colorado Springs, CO 80909
Checkmate +1 719-219-3624 5746 Palmer Park Blvd, Colorado Springs, CO 80915
OneMain Financial +1 719-471-9179 1736 W Uintah St, Colorado Springs, CO 80904
First Cash +1 719-392-2300 1891 S Academy Blvd, Colorado Springs, CO 80916
ACE Cash Express +1 719-597-6447 2064 S Academy Blvd, Colorado Springs, CO 80916
Omni Financial +1 719-393-9000 3731 Drennan Road, Colorado Springs, CO 80910
OneMain Financial +1 719-471-9179 1736 W Uintah St, Colorado Springs, CO 80904
OneMain Financial +1 719-574-7600 4124 Austin Bluffs Pkwy, Colorado Springs, CO 80918
Ent Credit Union +1 719-574-1100 2336 N Wahsatch Ave, Colorado Springs, CO 80907
Pikes Peak Credit Union +1 719-473-5962 1616 N Circle Dr, Colorado Springs, CO 80909
Security Service Federal CU +1 800-525-9570 1910 N Academy Blvd, Colorado Springs, CO 80909
Ent Credit Union +1 719-574-1100 855 N Murray Blvd, Colorado Springs, CO 80915
Ent Credit Union +1 719-574-1100 3125 Jet Wing Dr, Colorado Springs, CO 80916
Ent Credit Union +1 719-574-1100 1510 E Cheyenne Mountain Blvd, Colorado Springs, CO 80906
Blue Federal Credit Union +1 719-304-5252 426 S Cascade Ave, Colorado Springs, CO 80903
Climb Credit Union +1 719-634-3516 2132 W Colorado Ave, Colorado Springs, CO 80904
One Thirteen Credit Union +1 719-632-7118 3505 N Chestnut St, Colorado Springs, CO 80907
Credit Union of Colorado +1 800-444-4816 3606 Austin Bluffs Pkwy, Colorado Springs, CO 80918

Basic Information You Need to Know

Loan Terms, Amount, Rates and Fees in Colorado Springs, CO, USA

In Colorado Springs, short-term loans typically range from 100 to 500 dollars. Loan terms can vary but often span 14 to 30 days. Interest rates and fees may differ by lender, but borrowers should anticipate an APR between 200% to 600%. Fees for processing a payday loan may include origination fees, which can add significant costs to the borrowing process.

How to Find a Cash Advance Near Me?

To find a cash advance near you in-store, consider the following strategies:

  • Online Search: Utilize search engines to find local lenders by entering terms like “cash advance Colorado Springs.”
  • Local Listings: Check online directories or platforms like Yelp to find respected lenders in your area.
  • Credit Unions and Banks: Visit local financial institutions, as they may offer cash advances or personal loans to customers.

How Fast Can You Get an Online Loan?

Obtaining an online loan in Colorado Springs can be incredibly swift. Many lenders offer instant approval, with funds potentially available within hours of application. Completing all necessary documentation and providing accurate information can expedite the process.

Short-Term Credit Regulatory Authority in Colorado Springs, Colorado

In Colorado, the Division of Financial Services oversees short-term credit and payday lending. This regulatory authority ensures lenders comply with state laws designed to protect borrowers, including restrictions on interest rates and fees.

How Often Can I Take Out a Payday Loan?

Borrowers in Colorado Springs, CO can typically take out a payday loan as often as they need, but regulations limit how many can be outstanding at once. Generally, after repaying one loan, you may reapply for another; however, it’s vital to avoid cycles of debt by ensuring you can repay the loan on time. Always check with your lender for their specific policies regarding repeat borrowing.