Online Payday Loans Near Me in Orlando, FL

Online Payday Loans Near Me in Orlando, FL

So, do you urgently need a short-term loan in Orlando? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Orlando]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 32801, 32803, 32804, 32805, 32806, 32807, 32808, 32809, 32810, 32811, 32812, 32814, 32817, 32819, 32821, 32822, 32824, 32825, 32826, 32827, 32828, 32829, 32830, 32831, 32832, 32834, 32835, 32836, 32837, 32839, 32853, 32854, 32855, 32856, 32857, 32858, 32859, 32860, 32861, 32862, 32867, 32868, 32869, 32872, 32877, 32878, 32885, 32886, 32887, 32891, 32893, 32896, 32897, 32899
  • Area Codes: 407, 689

List of Direct Lenders in Orlando, Florida (or nearby)

Company Phone Address ZIP
ACE Cash Express +1 407-292-7294 6325 N Orange Blossom Trl # 111, Orlando, FL 32810
ACE Cash Express +1 407-822-4240 6950 Silver Star Rd, Orlando, FL 32818
ACE Cash Express +1 407-578-5926 5030 W Colonial Dr, Orlando, FL 32808
InstaLoan +1 407-297-1740 5540 W Colonial Dr, Orlando, FL 32808
InstaLoan +1 407-262-0091 900 Lee Rd, Orlando, FL 32810
InstaLoan +1 407-893-0199 3100 E Colonial Dr, Orlando, FL 32803
Advance America +1 407-291-6467 5600 W Colonial Dr #315, Orlando, FL 32808
Advance America +1 407-273-6150 676 S Goldenrod Rd, Orlando, FL 32822
Advance America +1 407-207-2630 4473 S Semoran Blvd, Orlando, FL 32822
Advance America +1 407-251-4240 7661 S Orange Blossom Trl, Orlando, FL 32809
ACE Cash Express +1 407-893-6484 1523 S Crystal Lake Dr, Orlando, FL 32806
ACE Cash Express +1 407-737-0866 4490 S Semoran Blvd, Orlando, FL 32822
ACE Cash Express +1 407-857-0222 4712 S Orange Blossom Trl, Orlando, FL 32839
ACE Cash Express +1 407-851-1500 5171 S John Young Pkwy, Orlando, FL 32839
ACE Cash Express +1 407-438-2142 7065 S Orange Blossom Trl, Orlando, FL 32809
ACE Cash Express +1 407-523-9494 4560 S Kirkman Rd, Orlando, FL 32811
Amscot +1 407-243-2336 7501 E Colonial Dr, Orlando, FL 32807
Amscot +1 407-859-5081 2033 Americana Blvd, Orlando, FL 32839
Advance America +1 407-381-2662 11927 E Colonial Dr, Orlando, FL 32826
Advance America +1 407-859-0277 13851 S John Young Pkwy #104, Orlando, FL 32837

Basic Information You Need to Know

Orlando residents seeking short-term loans should be well-informed about Florida’s regulations and proceed cautiously.

Loan Terms, Amount, Rates and Fees in Orlando, FL, USA

Short-term loans in Orlando, FL are subject to Florida state law. Payday loans, a common type, are governed by these regulations. Florida law dictates a loan term between 7 and 31 days. Lenders can charge fees up to 10% of the loan amount, plus a $5 verification fee. These fees can result in very high APRs (Annual Percentage Rates). Carefully review all fees and the total cost before committing.

About Small Cash Advance Nearby

“Small cash advance near me (you)” refers to local businesses offering quick access to funds. Consider these aspects:

  • Convenience: Easily accessible physical locations within Orlando, FL.
  • Speed: Potential for immediate access to cash upon approval.
  • Personal Assistance: Opportunity for face-to-face communication with lenders.

Thoroughly research the lender’s terms and fees before applying.

About Fast Online Loan with Low Requirements

While a “fast online loan with minimum requirements” might sound appealing, proceed cautiously. Lenders offering such loans typically:

  • Charge Higher Interest Rates: To compensate for the increased risk.
  • Have Limited Loan Amounts: Might offer smaller loan amounts.
  • Pose Greater Risk: Increased risk of predatory lending practices.

Carefully assess the lender’s reputation and read online reviews.

Short-Term Credit Regulatory Authority in Orlando, Florida

The Florida Office of Financial Regulation (OFR) regulates payday lenders operating in Orlando, ensuring compliance with state laws and consumer protection. Verify lender licenses and file complaints through the OFR.

Can I Apply for a Payday Loan on the Weekend?

Yes, you can often apply for a payday loan online on the weekend. However:

  • Funding Delays: Approval and disbursement may be delayed until the next business day.
  • Online Only: In-store locations might be closed or have limited weekend hours.
  • Automated Processes: Applications may be processed by automated systems.

While you can apply on a weekend, understand that funding might not be immediate. Check the specific lender’s policies regarding weekend processing.