Online Payday Loans Near Me in Santa Ana, CA

Online Payday Loans Near Me in Santa Ana, CA

So, do you urgently need a short-term loan in Santa Ana? Know that you always have a choice:

  • apply for a loan online (advantages),
  • find a direct lender near you (list).

Payday Loans Online 24/7 [Santa Ana]

Apply Online

What are the main benefits?

  • Fast: instant application review and approval in a few minutes.
  • Easy: short form and minimal requirements for the borrower.
  • Anytime: applications accepted 24 hours a day, 7 days a week.
  • Short-term loans: up to $1,000.
  • Installment loans: up to $5,000.
  • Transparent terms: no hidden or additional fees.
  • Safe: personal information is 100% protected (SSL).
  • Any credit score: including no and bad credit history.

Locations served:

  • Postal Codes & ZIP Codes: 92701, 92703, 92704, 92705, 92706, 92707, 92708, 92711, 92712, 92725, 92799
  • Area Codes: 714, 657

List of Direct Lenders in Santa Ana, California (or nearby)

Company Phone Address ZIP
Lendmark Financial Services +1 714-540-8878 3853 S Bristol Street, Santa Ana, CA 92704
Cashback Loans +1 714-545-5300 2413 S Fairview St # I, Santa Ana, CA 92704
Cash N More +1 714-775-4406 3770 W McFadden Ave B, Santa Ana, CA 92704
Payday Money Centers +1 714-835-4116 1701 E McFadden Ave, Santa Ana, CA 92705
ACE Cash Express +1 714-542-1958 404 N Grand Ave C, Santa Ana, CA 92701
Emergicash +1 714-667-6906 1621 17th St Unit A1, Santa Ana, CA 92705
Quicken Cash +1 714-972-2274 1138 17th Street, Santa Ana, CA 92701
ACE Cash Express +1 714-569-0717 1701 N Broadway Ste D, Santa Ana, CA 92706
Oportun +1 657-239-2950 1015 S Main St Suite C, Santa Ana, CA 92701
Santa Ana Federal Credit Union +1 800-541-2546 800 W Santa Ana Blvd, Santa Ana, CA 92701
Apoyo Financiero +1 714-613-6300 2302 S Bristol St B, Santa Ana, CA 92704
Mariner Finance +1 657-205-0244 3398 S Bristol St Unit C, Santa Ana, CA 92704
OneMain Financial +1 714-445-0040 3646 S Bristol Street, Santa Ana, CA 92704
Payday Money Centers +1 714-899-5557 13950 Beach Blvd #4038, Westminster, CA 92683
Payday Money Centers +1 714-771-7874 221 S Tustin Street, Orange, CA 92866
ACE Cash Express +1 714-841-1969 16510 Beach Blvd, Huntington Beach, CA 92647
Montana Capital Car Title Loans +1 714-880-8679 13851 Harbor Blvd, Garden Grove, CA 92843
Advance America +1 714-636-8687 13187 Harbor Blvd, Garden Grove, CA 92843
ACE Cash Express +1 714-636-0162 13131 Harbor Blvd, Garden Grove, CA 92843
Speedy Cash +1 714-590-2274 13010 Harbor Blvd, Garden Grove, CA 92843

Basic Information You Need to Know

Short Term Loans in Santa Ana, California, USA

Short-term loans offer quick financial relief to residents of Santa Ana, California. These loans are designed to cover urgent expenses, providing a temporary solution for those in need.

Loan Terms, Amount, Rates and Fees in Santa Ana, CA

In Santa Ana, the terms for short-term loans typically range from a few weeks to a few months. Borrowers can usually access amounts varying from $100 to $300, depending on their creditworthiness and lender policies. Interest rates are often higher than traditional loans, with annual percentage rates (APRs) reaching up to 400%. Additionally, lenders may charge origination fees or late payment penalties, so it’s essential to read the loan agreement carefully.

Small Cash Advance Near Me and Fast Online Loan

For those seeking small cash advances, numerous local lenders near you offer options that can be accessed quickly. Additionally, online platforms have become increasingly popular, facilitating fast applications and approvals. These online loans can be funding in as little as one business day, providing a convenient solution for urgent financial needs.

Short-Term Credit Regulatory Authority in Santa Ana

In Santa Ana, short-term loans are regulated by the California Department of Financial Protection and Innovation (DFPI). This authority oversees lending practices to ensure consumer protection, requiring lenders to adhere to specific guidelines regarding interest rates, fees, and transparent communication of loan terms.

How to Check if a Payday Loan Lender is Licensed?

To verify if a payday loan lender is licensed in California, borrowers can check the DFPI’s website or contact the department directly. Licensed lenders should display their license number prominently in their marketing materials and loan agreements. Ensuring that a lender is licensed protects consumers from fraudulent practices and guarantees adherence to state laws.