Website news:

02 March 2021 - We made our site as simple as possible! Now you can apply for a loan online or find a direct lender nearby in a matter of minutes!

Payday Installment Loans Near Me in Spokane, Washington
Fast Online Approval Money & Cash Advance Lenders (offline stores)

No fax needed :: No hidden fees :: Same day loan approval with bad credit - Assistance in obtaining short-term loans during the day with favorable conditions for you!


  Founded - 1881 (29 Nov)
online payday loans in spokane washington usa
 The median income for a  Household: 42,274 $

 The median income for a  Family: 54,500 $

 Population - 214,225

 Area - 60 square miles

 Wikipedia Page:
 Spokane, WA

Household Income which has most of the residents of the city: Less Than 15,000$ (16,5%)

1. OnLine (24 Hours): Get up to $1000-5000 payday loan (Low Interest)!

Minimum requirements!

Work & Live in USA    Be an 18+ y/o    Have a bank account    Have an email

YES, It's so easy!

Apply now up to $1000-5000
>> Apply NOW (2-min Form)! <<

24/7 Online
Our service is working every day, every hour, and every minute just for you! Holiday? Don't worry! Your application will be processed as soon as possible (a loan approval usually takes no more than 5 minutes).

Safe & Secure Form
All of your personal information will be safe (we use the 256-bit SSL secure online form).

Quick Money Deposit
Apply now and the money will be deposited in your bank account today!

300 Direct Lenders
You only need to fill out one application, and hundreds of credit companies get it immediately! Due to the high competition among lending institutions, you can find one of the best direct lender and get payday or personal (installment) loans with low interest rates in Spokane (WA)!

Faxless & Bad Credit OK
You will not be asked to fax any documents, and we do not perform meticulous credit checks. People with bad credit or no credit history at all can still qualify for loans!

Apply now up to $ 1000
>> Apply NOW (2-min Form)! <<

2. OffLine: Loan store (locations) near me

offline cash advance loan store spokane wa usa

Direct Lender: "Moneytree"
Company Address: 4516 N Division St, Spokane, WA 99207, USA
Company Phone: 1-509-489-5000

List of loan companies in Spokane (money lenders near You) with addresses and telephone numbers:

Company name Address Phone number
1. Provident Funding 10220 N Nevada St, 99218 +1 509-462-4132
2. OneMain Financial 9107 N Country Homes Blvd #12, 99218 +1 509-467-6513
3. Lendmark Financial Services LLC 515 W Francis Ave #4, 99205 +1 509-328-4064
4. Moneytree 4516 N Division St, 99207 +1 509-489-5000
5. Cash Source 1616 W 2nd Ave, 99201 +1 509-363-1050
6. Moneytree 1420 W 3rd Ave, 99201 +1 509-747-6669
7. Feist Jennifer 421 W Riverside Ave #820, 99201 +1 509-747-0113
8. Amci Finance 104 S Freya St #216, 99202 +1 509-534-6994
9. Hasenoehrl Nathan 3329 E Sprague Ave #1, 99202 +1 509-535-4691
10. Reliable Credit Association, Inc. 14916 E Sprague Ave, 99216 +1 509-924-1114
=>> Find more quick cash advance places (companies) in Spokane on NearMePayday.Loan
Do you want to remove (edit) your company info from this list? Please write to us by e-mail:

You can also visit the loan store in another city (next to you)!

City / State Postal code Distance Company Title Reviews
1. Everett / WA 98208 297,2 miles "Moneytree" -
2. Bellevue / WA 98007 272,2 miles "Moneytree" -
3. Seattle / WA 98104 279 miles "Moneytree" -
4. Kent / WA 98032 276,4 miles "Micro Loans NW" -
5. Tacoma / WA 98444 298,2 miles "Moneytree" -

Useful financial advice ...

"Understanding the Credit Score and How to Improve It"

A credit score is an important financial measure for anyone, which can be useful in a lot of things in our financial lives. Today, we will discuss credit score a little deeper, to understand the concept behind it, and what can we do to improve it.

Let's start with a proper definition.

What Is a Credit Score?

Your credit score is generated using a mathematical algorithm by compiling information in your credit report. The three digit number is designed to predict risks of your credit obligations for the next 24 months.

Although there are several credit score models available, the FICO credit score remains the most popular, and based on FICO developer's claim, over 90% of U.S.'s financial institutions use FICO-based credit scores in their decisions.

The higher your FICO scores, the lower your perceived credit risk is, with the number ranging between 300 to 850.

Elements of A Credit Score

What will actually affect your credit score? There are five major categories that will affect your overall FICO credit score, they are:

- Payment History (35%)

How you pay your student loans, credit card debts, mortgages, and other accounts will affect 35% of your total credit score. Public records and delinquencies will go to this category.

- Debt Amount (30%)

30% of your total credit score will be determined by total amount of debt you still owe to any institutions. Generally, the total amount you're using on your revolving accounts will affect this score greatly.

- Credit History (15%)

The longer your credit history is, the better your score will be. Account activity will affect this category.

- Types of Credit Used (10%)

Are you using more installment types or revolving types of credit? Generally, you will score better with installment types.

- New Credit Pursuit (10%)

The number of recently opened accounts and your credit inquiries will affect 10 % of your total credit score.

Contrary to popular misconceptions, your marital status, location, income and employment, race, and age will not affect your overall credit score.

How to Check Your Credit Score?

Although you can get an estimation of FICO score for free from many sources both online and offline, you will have to purchase your exact credit score report from a reporting agency, or from

Improving Your Credit Score

If you are in need to boosting your FICO score, keep in mind that it will require time and consistency, and you won't be able to improve it instantly. Here are some things that you can do:

1. As mentioned, revolving credits such as credit cards will affect your overall credit score. If possible, keep your credit card usage to only 30% or lower than its maximum limit.

2. Pay your bills on time; even one late bill can damage your credit score.

3. Remember that credit inquiries will affect your credit score, so if possible, do your rate shopping within a short time period, with 30-days or less is the optimum number.

The key to improving your credit score is consistency. Have a clear budget plan to pay your bills on time and maintain healthy credit card balances.

If you have a well-paid credit history, such as a fully paid car loan, don't remove it from your credit report. Remember that the number of past credits won't affect your score, it's the bad ones that will.

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