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Updated Jan 24, 2020

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"Smart and Simple Ways to Save Money: Part 2"

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In the first part of the article, we learned about several simple and practical ways to save money. We hope you’ll put them to the test, and see if you can increase your savings to meet your goals.

In this part, we'll discuss more ways to save more money in simply ways. Without further ado, let's start with the first one.

1. Cheap Transportation

In part one, we discussed how fixing your driving behaviors will save you more money. If you’d like to go a step further, you can stop driving altogether and use other, cheaper means of transportation, such as:

- Cycling

Using a bicycle as a mean of transportation won't only save some money by itself, but can also be a good way to stay healthy (hence, less future medical bills).

- Carpooling

You can reduce gas costs by sharing them with others.

- Public Transportation

Using public transportation - provided there are reliable and safe options in your location - can be a great way to reduce mileage costs.

- Walk

If your area is pedestrian friendly, walking is definitely a very cheap and healthy option.

2. Childcare

Childcare can often be the most expensive cost in a parent’s budget, and it's not an easy one to cut - after all, we all want the best for our children.

If you spend a significant amount on your daycare or nanny service, ask around if your neighbors would like to share a nanny.

3. Reduce Eating Spendings

One of the most common mistakes we frequently make is stocking up on groceries, only to spend more on eating out and takeaways. Try one whole week of eating from your pantry's stock without any grocery shopping unless it’s absolutely necessary. You'll be surprised how you can make several meals with what's already inside your refrigerator.

4. Stop Buying Bottled Water

Unless you have specific reasons for buying bottled water, such as wanting the extra minerals, liking it oxidized, or wanting sparkling water, bringing a water bottle from home (filled with tap water or filtered water) can save a significant amount of money.

5. Have a Financial Manager

New financial services such as WealthFront and Betterment provide almost $0 costs for a money management service. We all think we are the best at managing our money, but consulting professionals can help reduce our costs even further.

6. Plan Your Dining Out

Decide the limit of what you will spend prior to going out, and if it's available, check the menu online first. This way, you can avoid overspending when dining out (which we all do, one point or another).

With these simple and doable ways to save more money, we hope that you can commit better to your saving goals. Remember: it's never how much you earn that will affect your happiness, but rather how you spend the money and save it.

Think again - would you be happier with going to retail therapy, or finally accomplishing that goal for a vacation to Monte Carlo?