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"Smart and Simple Ways to Save Money: Part 2"

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In the first part of the article, we've learned of several simple and practical ways to save money. We hope you've put them to the test, and see if you can increase your savings to meet your goals.

In this part, we'll discuss more ways to save more money by doing simple things, and without further ado, let's start with the first one.

1. Cheap Transportation

In part one, we've discussed how fixing your driving behaviors will save more money for you. If you think it's still not enough, you can stop driving altogether and use other, cheaper means of transportation such as:

- Cycling

Using bicycle as a mean of transportation won't only save some money by itself, but can also be a good way to stay healthy (hence, less future medical bills).

- Carpooling

You can save your gas cost by sharing it with others.

- Taking Public Transportation

Using public transportation, provided there are reliable and safe options in your location, will be a great way to reduce mileage costs.

- Walk

If your area is pedestrian friendly, walking is definitely a very cheap and healthy option.

2. Child Care

Child care can be the most expensive items on parents' budget, and it's honestly not an easy one to cut (after all, we all want the best for our children, didn't we?)

If you spend a significant amount for your daycare or nanny service, ask around if your neighbors will want to share a nanny.

3. Reduce Eating Spendings

One of the most common mistakes we all do is to stock up on groceries only to spend more on eating out and takeaways. Try one whole week of eating from your pantry's stock without any grocery shopping unless absolutely necessary. You'll be surprised how you can make several meals with what's already inside your refrigerators.

4. Stop Buying Bottled Water

Unless you got specific reasons such as wanting the extra minerals, like it oxidized, or you like your water sparkled, bringing a water bottle from home (filled with tap water) can save significant money.

5. Have a Financial Manager

New financial services such as “WealthFront” and “Betterment” provide almost $0 costs for a money management service. We all think we are the best at managing our money, apparently we are not.

6. Plan Your Dine Out

Decide the limit of what you will spend and if it's available, check the menu online first. This way, you can avoid overspending when dining out (which we all do, one point or another.)

With these simple (and certainly doable) ways to save more money, we hope you can commit better to your saving goals. Remember, it's never how much you earn that will affect your happiness, but rather how you spend the money (and saving it.)

Think again, will you be happier going on this retail therapy or finally accomplish that goal for a vacation to Monte Carlo?