Real review of "Advance America" in Davenport, IA!
All reviews are published without making any changes.
Amanda Stockdale sent us her review September 27, 2016.
Visited address:
1801 E Kimberly Rd #11a, Davenport, IA 52807, USA
"We are all familiar with that queasy feeling that engulfs one when you find yourself with more bills to settle than your income cash flow. At times, regardless of how temporary the situation might be, it can invoke feelings of desperation, helplessness, or even in some extreme cases, it can trigger acute depression. The truth is that we all have our own unique and ambitious life aspirations, dreams, and hopes. And a simple, ill-advised or careless financial mistake can easily take you down the gutter overnight. That was the exact situation I found myself in last summer when I lost my spouse in a car accident. The ensuing medical and funeral bills really overwhelmed me and I had to wipe clean all my emergency savings stash and sell my car. After that, I was literally living from paycheck to paycheck as my meager salary was barely enough for our personal upkeep ( my children and I ) and health insurance.
It was then that I realized that I had to look for a way out. I turned to a few relatives and friends and, unfortunately, they too had their own problems and lives to worry about. Even my poor parents couldn't help me offset my growing debt. On seeing that things were headed for the worst, I quickly approached my bank. But the experience was even worse there. They only took a single look at my history of bad credit and declined my loan application. And this is despite the fact that I had been their loyal client for 3 good years! Instead, they found it worthy to give me the usual financial pity talk to console my desperate self. Luckily, though, I never gave up and still continued scouring for loans both online and in person. That's how I found my way to the doors of Advance America in Davenport, IA.
The most attractive thing about Advance America loans is that you only need a monthly income of about $1000 to qualify for their quick loans. Speaking of which, they have several packages under this portfolio, which include:
I. Cash Advance Loans (Payday Loans)
II. One-Hour Loans
III. A Line of Comprehensive Credit Loans
IV. Installment Loans
V. Income Tax Anticipation Loans
After thinking long and hard ( I was a little skeptic about the prospect of quick easy money ) I decided to settle for the 1-hour loan option. Yes, I could have taken a bigger loan - and I would recommend this to anyone as they have very good rates - but I wanted first to see how they work.
After less than 5 minutes of paperwork, my loan was approved! And their service representative was very professional, accommodating, and understanding. The first thing I did was offset all my credit card balances. The remainder was also enough to clear a long outstanding electricity bill that had seen my connection terminated. After that, I spared a few coins to pay for our internet and home phone service subscription. The relief that flooded me ( especially after months of being neck deep in debt ) cannot be described in just words. If you are in Davenport, IA, these are the people to approach!"
It was then that I realized that I had to look for a way out. I turned to a few relatives and friends and, unfortunately, they too had their own problems and lives to worry about. Even my poor parents couldn't help me offset my growing debt. On seeing that things were headed for the worst, I quickly approached my bank. But the experience was even worse there. They only took a single look at my history of bad credit and declined my loan application. And this is despite the fact that I had been their loyal client for 3 good years! Instead, they found it worthy to give me the usual financial pity talk to console my desperate self. Luckily, though, I never gave up and still continued scouring for loans both online and in person. That's how I found my way to the doors of Advance America in Davenport, IA.
The most attractive thing about Advance America loans is that you only need a monthly income of about $1000 to qualify for their quick loans. Speaking of which, they have several packages under this portfolio, which include:
I. Cash Advance Loans (Payday Loans)
II. One-Hour Loans
III. A Line of Comprehensive Credit Loans
IV. Installment Loans
V. Income Tax Anticipation Loans
After thinking long and hard ( I was a little skeptic about the prospect of quick easy money ) I decided to settle for the 1-hour loan option. Yes, I could have taken a bigger loan - and I would recommend this to anyone as they have very good rates - but I wanted first to see how they work.
After less than 5 minutes of paperwork, my loan was approved! And their service representative was very professional, accommodating, and understanding. The first thing I did was offset all my credit card balances. The remainder was also enough to clear a long outstanding electricity bill that had seen my connection terminated. After that, I spared a few coins to pay for our internet and home phone service subscription. The relief that flooded me ( especially after months of being neck deep in debt ) cannot be described in just words. If you are in Davenport, IA, these are the people to approach!"