Real review of "Caliber Home Loans" in Peoria, IL!
All reviews are published without making any changes.
Megan Alysse sent us her review December 13, 2016.
Visited address:
2886 W Willow Knolls Dr, Peoria, IL 61614, USA
"I used Caliber Home Loans to purchase my current house a few months back. I just moved to Peoria due to a job change, and I have to say I fell in love with the area and wanted to settle down with a house purchase. I finally found the house I really liked, and the price was just right, so what's left is just to get a mortgage lender. I thought it would be a seamless process since I had a proper credit score. Yet, oh boy, I couldn't be more wrong.
Initially, I applied to the Bank of America and Wells Fargo, well, the first choices for anyone, I guess? I canceled the application to Bank of America because they offered a higher rate compared to Wells, and again, I was confident that it will go through. However, after eight whole weeks of going back and forth with paperwork and more paperwork, they declined the loan! I was really devastated and surprised, and I thought about just giving up about owning a house, maybe it was just not the right time.
However, a colleague suggested trying Caliber Home Loans, as he made a home purchase with them before. Well, I decided to give it a try, since thankfully the homeowner was okay about giving me a bit more time to look for a lender. As I gave Caliber a call, I was surprised to find a really different attitude -in a positive way-, compared to what I've got from Wells and Bank of America. Well, I was introduced to John over the phone, and he made an appointment to meet face to face the next day. I did visit them the very next day, and I found that John was a really nice and professional guy. He was really patient in answering all of my questions, and he explained all the things clearly. He offered me a few options to increase my chance of getting the loan through, along with giving me a few financial advices to make the most of the deal. Well, it was a really nice service, and in the end, he promised that it will all be done within two weeks tops, either approved or declined.
I was honestly skeptical about the two weeks remarks. However, he updated me with everything daily and even called me late at night just to update me with some changes (showed that he went overtime for me). It was a really nice overall service, and in the end, he did keep his promise! I got the house within just 12 days, and I was finally a home owner,
It was a really nice experience with Caliber Home Loans, and I couldn't thank them enough for all the work to get the loan through. They were a very friendly bunch of people, very professional, and they get the job done. I will definitely recommend their service to anyone."
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Initially, I applied to the Bank of America and Wells Fargo, well, the first choices for anyone, I guess? I canceled the application to Bank of America because they offered a higher rate compared to Wells, and again, I was confident that it will go through. However, after eight whole weeks of going back and forth with paperwork and more paperwork, they declined the loan! I was really devastated and surprised, and I thought about just giving up about owning a house, maybe it was just not the right time.
However, a colleague suggested trying Caliber Home Loans, as he made a home purchase with them before. Well, I decided to give it a try, since thankfully the homeowner was okay about giving me a bit more time to look for a lender. As I gave Caliber a call, I was surprised to find a really different attitude -in a positive way-, compared to what I've got from Wells and Bank of America. Well, I was introduced to John over the phone, and he made an appointment to meet face to face the next day. I did visit them the very next day, and I found that John was a really nice and professional guy. He was really patient in answering all of my questions, and he explained all the things clearly. He offered me a few options to increase my chance of getting the loan through, along with giving me a few financial advices to make the most of the deal. Well, it was a really nice service, and in the end, he promised that it will all be done within two weeks tops, either approved or declined.
I was honestly skeptical about the two weeks remarks. However, he updated me with everything daily and even called me late at night just to update me with some changes (showed that he went overtime for me). It was a really nice overall service, and in the end, he did keep his promise! I got the house within just 12 days, and I was finally a home owner,
It was a really nice experience with Caliber Home Loans, and I couldn't thank them enough for all the work to get the loan through. They were a very friendly bunch of people, very professional, and they get the job done. I will definitely recommend their service to anyone."
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