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   Real review of "Company*" in Madison, WI!

We are NOT interested in advertising or anti-advertising of any financial company!
All reviews are published without making any changes.

  Nick *** sent us his review September 22, 2016.

  Visited address:
  ***, Madison, WI 53704, USA

"I was interested in a short-term loan to pay for my son’s school fees and some insurance expenses and was looking for a good deal on the market. I’d researched of some companies and zeroed on "Company*" (sorry, we can not say the real name of the organization, at the request of the rightholders). I checked their website. They provide payday loans and some other types of loans. They’re veterans in this field as they’ve been in this business since 90s. I found that they’re famous and follow ethical business practices. The company offers quick deposits, like other payday lenders, and their APR and fees are at par with others on the market. I found everything reasonable and decided to research further.

The company offers wide range of services to its customers.

Payday Loans

I wanted payday loan for my needs. These are short term loans and you can use them to tackle unexpected expenses and you’ve to clear dues on your next payday. I found the application process very fast and I was able to secure approval on the same day. The process involves just few steps, and you get fast access to cash that can help you stretch your budget till next payday.

Installment Loans

I found their installment loans useful especially if you want to apply for a larger loan amount with a longer repayment period than payday loan. You can easily repay your installment loan over time, according to your schedule.

Check Cashing

Well, I found this option very useful as you can quickly turn your check into a ready-to-use cash. "Company*" has made cashing cheque simple and fast. Now if I have a cheque I can get it cashed on schedule at any "Company*" location.

Cash Advance

Cash advance, I feel can help you bridge the gap until your next payday arrives. Its approval is also fat and within hours lender will deposit the funds directly to your checking account. I’m not planning to get cash advance as I’ll settle for payday this month. Let’s see if need it in future!

The Payday Loan Application Process

The payday application process is simple and fast. I was required to fill my personal and banking details on Cash n Go website. Did you know, you can get this loan even if you’re unemployed. Isn’t that interesting?

I filled in my details on the website and once I clicked the submit button, I was relieved that cash would be in my account within hours. The processing by "Company*" was fast and within hours I was approved. I got an email from lender that I would have to fax the documents to the lender. Sometimes lender may ask you to just email your latest paystub. With these documents with the lender, you will get the loan amount in your account within hours. So I would advise you to be fast in faxing your documents. Sooner you send them, sooner lender will approve you for the loan amount. In some cases, "Company*" verifies phone number and may also check past 30 days bank statement to ensure your source of income.

If took my loan for 20 days, so it was due on my next payday. I was told that payment would be deducted automatically from my checking account into which the loan amount was deposited by "Company*". As I got my pay, I deposited the loan amount in my account before the due date.

Though my payment was on time, even if borrower is late on payment, he or she can contact "Company*" to seek rollover or extension, but then these options come with some fees or contracts. With longer loan period you will have to pay higher interest. However, a big plus with "Company*" is that even if you pay your loan earlier than due date there’s no need to pay any penalty.

There’s no need to worry if you have any questions about their loan process. I found great help on their website. There was extensive information about payday and other type of loans they offer. There’s also a FAQ page and if you are still not able to find answer to your problem, simply contact their representative.

The biggest pros of "Company*" is that it’s a direct lender, so you know fees and APR right from the beginning. However, compared to other lenders, I found their fees is bit on the higher side. All in all, my "Company*" experience was great and since they’re in this business since years, so they know the game!"